THE CRITICAL QUESTIONS YOU SHOULD BE ASKING EVERY LENDER THAT CAN SAVE YOU THOUSANDS OF DOLLARS.
(Owe money for pre-paying or paying off your loan early)
(Deferred interest which makes you owe more than you borrowed originally)
(a) How long is the fixed rate period?
(b) How often can it change after that period ends?
(c) What is the life-time cap?
(Very important they are not allowing multiple companies to pull it)
(It should be all 3 bureaus)
(Coldwell Banker Mortgage can protect it for 90 days free)
(Coldwell Banker Mortgage will service your loan.only one place to deal with)